Mandy asks…
How do I put another driver on french car insurance?
Scenario: my boyfriend and I want to drive around Europe this summer and we have my parents’ car to drive in. We live in France and so have French car insurance – does this insure the driver or the car? What does my boyfriend need to do/pay to have insurance when he drives my parents’ car? Thanks
answers:
It depends of your contract.
Ask your insurance directly or read your contract, if there is only one driver allowed, normaly you can add a driver if you ask them and pay more…
Donald asks…
How does the French health insurance system work ?
Ok so im still writing this essay on how the health systems in france. However I do not understand how their health insurance works. So could someone explain it simply please. I understand that most of their Health expenses is covered by the state- but that is all i get.
answers:
I’ve lived here in France for 9 years and am not an expert…. But….
Salaried employees pay tax as does their employer on their income, which is called ‘Social Charges’ this covers health and retirement among other things. However it doesn’t usually cover 100% of health/medical costs!!!!
Normally the standard contributions cover about 75% of the medical costs. People who are in the French health system have a ‘Carte Vitale’ (Health Card) which has a chip with their ID on. This allows them to get discount when they go to the Chemist for a prescription and allows the Doctor to access their records.
Many people take out a private health insurance or ‘Top Up health insurance’ to take care of the final 25% medical fees.
Normally if it’s a serious illness then the standard state covers 100%, things like Broken legs, cancer etc.
Good luck with the essay!
Susan asks…
Can I add someone with a french driver license to my insurance policy?
I have a friend coming over for a few weeks in Florida. I would like to help him by letting him drive my car. The problem is that he just has a French driver license. Can I add him to my insurance policy?
Thanks
answers:
This is something I have looked into before… Don’t even try to do it. I was told not to do it.. Reason, if he has an accident, then he goes back home. Want to guess who is left holding the bag?
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